Secure Online Trading In Paypal Research Proposal
Contents
Ethical/legal consideration. 7
Introduction
PayPal is a service that provides money transfer and online payments. It provides the service of sending money through phone, email, text message, skype etc. it offers products to corporate users, online vendors etc. It can also be defined as an e-commerce kind of business that allows transaction of money transfers and payments via the internet.
Aim
The aim of the study is to gain knowledge and try to understand how secure PayPal, an online trading company is?
Background
PayPal was acquired by eBay in October 2002. PayPal had previously been the payment method of choice by more than fifty percent of eBay users, and the service competed with eBay’s subsidiary Billpoint. In October 2002 ebay acquired paypal. More than fifty percent of ebay users were already been enrolled to paypal payment systems as an option. The services though competed with those of billpoint which is a subsidiary of eba y. payba l opratedd in 103 markets bny the end of the first quarter in 2006. It account numbers have significantly risen to 133 million. Int is operated in aboutt seventeen c urrenc ies w orldwide and it allows customers to hold funds sent or receive. The currencies are majorly canadian dollar, us dollar, euro, sterling pound.japanese yen chinise renmibi, Danish krone Hongkong dollor, Hungarian forint,singapore dollor, swedish krona,newzealand dollar. It also operates in thirteen other countries(Holahan 2011) paypal is now used by residence of a total of a bout fourty eight new markets in sending or money online. This is mainlydone through their local markets. The new markets are the Philippines, Fiji, Vietnam, Veru, Croatia, Indonesia, Jordan among others. The paypal website can provide more details on availability worldwide (Verne Kopytoff 2011) In China.
According to Andres Guadamuz Gonzalez the field of online commerce has become the subject of high attention for the people concerned in the law of commerce. PayPal helps when it comes to securing online trading. Some of the benefits PayPal do offer are increasing sales from different customers; payment reconciliation is easy through MyST reporting system etc. He gave an example of United kingdom whereby in 1999 online retail was 0.4% but later in the year 2002 it rose up to 4% while at the same time in United States of America online retail accounted for $36 billion US dollars in the year 2001 and $48 billion US dollars in the year 2002.
Two companies merged in the year 2000 to make up the current PayPal. These companies are x.com and confinity. A person called Luke Nosek, peter thiel and maxlrvchin, founded the laer in 1998. Xcom was founded by Elon Musk as an international financial company in march of 1999.( E Musk2007) the standard review alumni were among the first of the several inoitk9al recruiters, The University of Illinois Urbana campaign recruited the Stafford review which was founded by among other people peter This and the most risen group of engineers. Elon musk, of the x-com did recruitment of a variety of technicians’ personnel in the business field, and ma y others who were useful in the success of the combined firms. The new recruits were f or example Klement Amy, Giambanco Sal, stoppelan Jeremy , botha Roelof and others (Radin 2006).
A system that ma de users develop pictures from a blurry image was devised; this facilitated the entry of numbers and could, therefore, mitigate the chances of fraudsters using it to get money illegally. There is evidence that in the 1997 Alta vista used the CAPTCHA system. By now PayPal had not even began operations. Eric Jackson published “world Ahead publishing” a self-written article on neutrality of PayPal wars. This was done through a company he owned. Omaha as the place where PayPal has its operations center-an international headquarters based in Ireland. Scottsdale Arizona is hosting the recently established technology.
There have been suits directed by clients separately to the company. The firm was accused of breaking the law in as far as electronic funds transfer is c concerned, this happened in the year 2001 in the state of California USA. Other lawsuits against the company followed later. During the year 2000 PayPal started as a money market targeted at improving its services to customers. That was under the management of Barclays plc which during activation by customer their account immediately started earning dividends monthly although the rate fluctuates daily at around 5% (Waxman 2011). In the United States of America, PayPal Company is under a license of state by state basis of transmitting money. Do many people think it offers banking services? It does not. It helps in money transfer, which is just one of the services a bank should be doing among others.However, PayPal is subjected the laws governing the financial institutions like any other.
It has already announced its intentions t o transfer some of its operations to Luxembourg from the United Kingdom where it used to run its European systems. The policy that protects user as of these services stipulates that that the customers are required to file a case against a company such as PayPal within 45 days if they have any grievance (Wolrich 2005). Objectives PayPal’s major aim has been to curb fraud, which in the recent years it has highly emerged, and mostly affecting banks and online trade providers (Tamebay 2007).
To curb this fraud to ensure sufficient security on PayPal transactions it came up with a system that made user enter numbers from blurry pictures. PayPal has also been targeting small businesses that are currently growing. It is doing so through mobile payments (carl 2010). This will enable small businesses and vendors to be able to accept credit cards via PayPal. The service, which was called PayPal here, was aimed at ensuring that its customers will not need any more PayPal accounts when paying by check or credit card. PayPal protects sellers against any kind of chargeback’s or complaints through seller protection policy (Festa 2008). The policy also aims at protecting sellers from claims by buyer of unauthorized payments and merchandise that do not have any receipts (eBay 2003). Customers of PayPal are able to file buyer complaints if for any chance they fail to receive any product they may had purchased (G. Katzovitch 2011). PayPal went an extra ahead and introduced a security key against fraud. In order to fight fraud accordingly, account holder is advised to enter six digit numbers on the security number and this comes usually after logging in using ID and password (Katzovitch 2006). Those undertakings by PayPal aiming to prevent fraud so as secure its customers items has enabled it to become one of the secure and efficient online trade providers in the world.
Motivation
PayPal is directed at protecting consumers by providing procedures that are strict on error resolution. Introduction of security key is also a motivating factor to the customers of PayPal service. This is because in a large extend as compared to other online trading services it guarantees customers that items and any transactions are safe. PayPal also receives any complaints from their customers and any other client and by this clients and customers can pass out their grievances as well as demanding any of their items or properties that may have got lost. This enhances the security measures PayPal has taken and which are beneficial to the company as well as its customers.
LITERATURE REVIEW
There have been arguments touching on the security of peoples properties on PayPal. Although PayPal has tried her best to enhance modern and new technologies on the security of its customer’s items some research shows they are far behind. Richard Kyanka 2005 lost all donations that had been made towards Hurricane Catrina (Morran 2011). However, the donations were worth millions PayPal never refunded any handling fees plus exchange for the international donors (Williams 2010). In the year 2008 PayPal was criticized for lack of safety, poor customer service and customer’s high freezing of accounts. The freezing of individuals accounts has been highly reported in the recent years and leaving many people to ask themselves the question of how their items were safe under PayPal? In 2010, PayPal froze donations to Cryptone and it refused to give an explanation to Cryptome although later they issued apologies that were termed as unacceptable besides being insulting (katzovitch 2009).
In the same year Markus Persson’s account was also frozen by Paypal Company for unknown reasons (Addley 2010). Another major incident occurred in the year 2010 whereby PayPal reversed all personal transactions without any notice leaving many service providers, contractors, companies that are indebted to paypal because of responsibility or its official duties. That were provided already. (Musk 2007). This company has also been under criticism by many sites and blog posts. These posts are full of complains such as that of account freezing (MineCraft 2011). In the year 2008 an Australian commission on competition and consumer indicated that there was enough evidence available against PayPal to believe that it was the most secure and reliable method of payment or any other transaction (Orlowski 2011). PayPal leading to a CYBER attack on its website and closure of accounts by several users (Margaret and Radin 2006) permanently restricted a wiki leaks account.
PayPal said that Wiki Leaks had violated its acceptable user policy (Botha 2010). In 2011, there was shipping change policy by PayPal and which saw many online customers, service providers and merchandisers migrate to other online shippers (Poulsen 2010). At that time had moved its shipping function to eBay therefore forcing several firms and many customers to use administration passwords for each of their workers (Killer 2011). This undermined security measures because it had opened a door to high potential fraud of employee accounts (Wikileaks defended by Anonymous hacktivists (2010). In the same year, PayPal was forced to apologize to April Winchell for frizzing her account. There was public outcry after April raised the matter and it led to PayPal not only apologizing but also donating to her cause. The type of research methods t hat is going to be ma de use of qualitative research. Its aim is to gather knowledge and in-depth understanding on security online trading in PayPal and how it has affected many companies in the recent years. Besides this, the researcher will also examine the situation of PayPal and its security enhancements through observations in numerical representations and through statistical analysis and experiments going to be used in this study is random sampling in order for large population.
The researcher is going to target not less than 40 PayPal customers, service providers, vendor outlets and other merchandisers. Organizations such as Red Cross, Heifer international, and Ahadi Kenya were also sampled that do receive donations via PayPal. Data collection will be conducted within working hours between Monday and Friday Respondents. The respondents in this study will come mainly from Nairobi. This is because most PayPal transactions are contacted here. It is also a city whereby people conversant with online trading will be found. The researcher chose Nairobi City because of the conditions present. The area is also relevant the studyfits the time and resources of the researcher.The opinion of consultants and experts will also be sought to provide information regarding the respondent’s views on securing online trade in PayPal.
Ethical/legal consideration
The respondents were supplied with different questionnaires based securing online trade in PayPal. The participants were informed consent for the purpose of participation in the research. They were informed prior to the research, potential benefits as well as the purposes and risks that might be associated in the participation of the research. Ethical and other legal standards were to be considered in the research procedures. Respondents were also promised that their rights and privacy were not to be compromised upon for participating in the research or for giving out their opinions about the research.
Limitations
Limitations of the research Limitations are usually present in at least every research and they can tarnish the results of the research. Lack of budget and were the leading limitations of this research. Some respondents were also not serious when pointing out their views to the research some sources of the secondary data were treated as a limitation by the researcher because they may not have been updated in the near future.
Timeline: Ghant chart
| Activity | Weeks | ||||||||||||||||
| Week commencing | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 |
| Explore literature | |||||||||||||||||
| Writing literature review | |||||||||||||||||
| Reading on methodology | |||||||||||||||||
| Writing methodology | |||||||||||||||||
| Collection of qualitative data | |||||||||||||||||
| Fieldwork | |||||||||||||||||
| Analysis of qualitative data | |||||||||||||||||
| Analysis of samples | |||||||||||||||||
| Writing conclusion | |||||||||||||||||
| Submission of first draft | |||||||||||||||||
| Revision and submission of final draft | |||||||||||||||||
Conclusion
Majority of companies termed PayPal as their best type of money transfer although most indicated that the company has been frizzing accounts of many of its users. Most of the organizations that receive donations internationally confirmed that they have not so far being affected by any kind of fraud from external sources nor frizzing of their of their accounts by PayPal itself. Majority of respondents although gave a view that PayPal and other online traders should come up new technology of preventing fraud in their customers’ accounts (Kopytoff 2011). They indicated that these companies play a key role of money transfers, which has been efficient, and fast internationally. Based on the results of the study many respondents confirmed to the researcher that they came to know PayPal through internet and some media sources. Among the data and information sources that include, media such as televisions and radios in addition to printed and written materials gave PayPal users knowledge on how its business transaction is carried out (Giga 2009).
Bibliography
Addley. datum. march 4, 2010. http//www.paypal.com (accessed 3 friday, 2012).
Botha, Roelof. ” Sequoia Capital.” venture capitalist, 2010: 29.
carl. PayPal Dishonesty; deception, Customer Service; evaluation, Positives & Negatives. Special, New York: Myopinions, 2010.
eBay. ” Bank One Settle Patent Suit .” law 360, 2003: 12.
Festa, P., “^ (2008). “AT&T take legal action on eBay, PayPal over patent”.” eBay magazine, 2008: 16.
Giga, OM. 2009. Open forum to guide New Payment Models & Apps. November 03.
Holahan, Catherine. “Businessweek,paypal.” Bloomberg BusinessWeek, 2011: 23-24.
Katzovitch. “PayPal Puts Dough in Your Palm.” Wired Article, 2006: 18-19.
katzovitch. “Credit card chargeback rights are broader compared to PayPal Buyer Protection.” user agrement, april 07, 2009: 8.
Katzovitch, Guy. “ICC-Cal, legal action on Paypal in Tel Aviv court in NIS 16m”. june 22, 2011.
Killer, Helen. “CATS 1, KIDS 0”, Regretsy. december 05, 2011.
Kopytoff, Verne. “PayPal Prepares to Expand Offline.” The New York Times, 2011: 14.
Kukiewicz, Julia. choose paypal. november 01, 2011. http//www.choose.net (accessed march 23, 2012).
Margaret, Jane, and Radin. “Internet Commerce The Emerging Legal Framewor.” foundation press, 2006: 17.
MineCraft, Dev. “PayPal Freezes ’s 600k Euros.” Rock paper, 2011: 34.
Morran, Chris. PayPal Rains On Regretsy’s Secret Santa Campaign Over Use Of Wrong Butto. november 06, 2011. http//www.theconsumeris.com (accessed march 23, 2012).
Musk. an alternate story. january 19, 2007. http://valleywag.com (accessed march saturday, 2012).
Musk, Elon. An alternate history to paypal. january 19, 2007. http://www.valleywag.com (accessed march 23, 2012).
Orlowski, Andrew. “• ^ (2010-03-10). “Theregister.co.uk”. r.co.uk. Retrieved 2011-01-20.” The register, 2011: 7.
Poulsen, Kevin. PayPal Freezes WikiLeaks Account. december 04, 2010. http//www.wiredinc.com (accessed march 23, 2012).
Radin, Margaret Jane. “Internet Commerce The Emerging Legal Framework.” Foundation Press, 2006: 12.
Tamebay. “PayPal becomes a Bank, no longer under FSA.” tamebay, 2007: 21-22.
Verne Kopytoff, . “” September 15, 2011. Retrieved September 16, 2011. “PayPal Prepares to Expand Offline.” The New York Times, 2011: 6.
Waxman, Simon. 2011, How Pay-Pal press Merchants with Unfair & Likely Illegal Business Practices | Investigations.
“Wikileaks defended by Anonymous hacktivists.” BBC News, 2010: 07.
Williams, Martyn. ” PayPal to stop the progress of remittance services in Japan.” Compuserve, 2010: 16.
Wolrich, Charles. Top Corporate Hate Web Sites. Special report, New York: Forbes magazine, 2005.
Secure Online Trading In Paypal Research Proposal
Contents
Ethical/legal consideration. 7
Introduction
PayPal is a service that provides money transfer and online payments. It provides the service of sending money through phone, email, text message, skype etc. it offers products to corporate users, online vendors etc. It can also be defined as a e-commerce kind of business that allows transaction of money transfers and payments via the internet.
Aim
The aim of the study is to gain knowledge and try to understand how secure PayPal, an online trading company is?
Background
PayPal was acquired by eBay in October 2002. PayPal had previously been the payment method of choice by more than fifty percent of eBay users, and the service competed with eBay’s subsidiary Billpoint. In october 2002 ebay acquired paypal. More than fifty percent of ebay users were already been enrolled to paypal paymennt systems as an option. The services though competed with those of billpoint which is a subsidiary of eba y. payba l opratedd in 103 markets bny the end of the first quarter in 2006. It account numbers have significantly risen to 133 million. Int is operated in aboutt seventeen c urrenc ies w orldwide and it allows customers to hold funds sent or receive. The currencies are majorly canadian dollor, us dollor, euro, sterling pound.japanese yen chinise renmibi, Danish krone Hongkong dollor, hungarian forint,singapore dollor, swedish krona,newzealand dollar. It also operates in thirteen other countries(Holahan 2011) paypal is now used by residence of a total of a bout fourty eight new markmrts in sending or money online. This is mainlydone through their local markets. The new markets areP hilippines,Fiji, Vietnam, Peru,Croatia, Indonesia, Jordan among others. The paypal website can provide more details on availability worldwide (Verne Kopytoff 2011) In China.
According to Andres Guadamuz Gonzalez the field of online commerce has become the subject of high attention for the people concerned in the law of commerce. PayPal helps when it comes to securing online trading. Some of the benefits PayPal do offer are increasing sales from different customers; payment reconciliation is easy through MyST reporting system etc. He gave an example of United kingdom whereby in 1999 online retail was 0.4% but later in the year 2002 it rose up to 4% while at the same time in United states of America online retail accounted for $36 billion US dollars in the year 2001 and $48 billion US dollars in the year 2002.
Two companies merged in the year 2000 to make up the current PayPal. These companies are x.com and c onfinity. A person called Luke Nosek, peter thiel and maxlrvchin, founded the laer in 1998. Xcom was founded by Elon Musk as an international financial company in march of 1999.( E Musk2007) the standard review alumni were among the first of the several inoitk9al recruiters, The university of Illinois Urbana campaign recruited the Stafford review which was founded by among other people peter This and the most risen group of engineers. Elon musk, of the x-com did a recruitment of a variety of technicians’ personnel in the business field, and many others who were useful in the success of the combined firms. The new recruits were f or example Klement Amy, Giambanco Sal, stoppelan Jeremy , botha Roelof and others (Radin 2006).
A system that ma de users develop pictures from a blurry image was devised; this facilitated the entry of numbers and could, therefore, mitigate the chances of fraudsters using it to get money illegally. There is evidence that in the 1997 Alta vista used the CAPTCHA system. By now PayPal had not even began operations. Eric Jackson published “world Ahead publishing” a self-written article on neutrality of PayPal wars. This was done through a company he owned. Omaha as the place where PayPal has its operations center-an international headquarter based in Ireland. Scottsdale Arizona is hosting the recently established technology.
There have been suits directed by clients separately to the company. The firm was accused of breaking the law in as far as electronic funds transfer is c concerned, this happened in the year 2001 in the state of California USA. Other lawsuits against the company followed later. During the year 2000 PayPal started as a money market targeted at improving its services to customers. That was under the management of Barclays plc which during activation by customer their account immediately started earning dividends monthly although the rate fluctuates daily at around 5% (Waxman 2011). In the United States of America, PayPal Company is under a license of state by state basis of transmitting money. Many people think it offers banking services? It does not. It helps in money transfer, which is just one of the services a bank should be doing among others.However PayPal is subjected the laws governing the financial institutions like any other.
It has already announced its intentions t o transfer some of its operations to Luxembourg from the United Kingdom where it used to run its European systems. The policy that protects user as of these services stipulates that the customers are required to file a case against a company such as PayPal within 45 days if they have any grievance (Wolrich 2005). Objectives PayPal’s major aim has been to curb fraud, which in recent years it has highly emerged, and mostly affecting banks and online trade providers (Tamebay 2007).
To curb this fraud to ensure sufficient security on PayPal transactions it came up with a system that made user enter numbers from blurry pictures. PayPal has also been targeting small businesses that are currently growing. It is doing so through mobile payments (carl 2010). This will enable small businesses and vendors to be able to accept credit cards via PayPal. The service, which was called PayPal here, was aimed at ensuring that its customers will not need any more PayPal accounts when paying by check or credit card. PayPal protects sellers against any kind of chargeback’s or complaints through seller protection policy (Festa 2008). The policy also aims at protecting sellers from claims by the buyer of unauthorized payments and merchandise that do not have any receipts (eBay 2003). Customers of PayPal are able to file buyer complaints if for any chance they fail to receive any product they may had purchased (G. Katzovitch 2011). PayPal went an extra ahead and introduced a security key against fraud. In order to fight fraud accordingly, account holder is advised to enter six digit numbers on the security number and this comes usually after logging in using ID and password (Katzovitch 2006). Those undertakings by PayPal aiming to prevent fraud so as secure its customers items has enabled it to become one of the secure and efficient online trade providers in the world.
Motivation
PayPal is directed at protecting consumers by providing procedures that are strict on error resolution. Introduction of security key is also a motivating factor to the customers of PayPal service. This is because in a large extend as compared to other online trading services it guarantees customers that items and any transactions are safe. PayPal also receives any complaints from their customers and any other client and by this clients and customers can pass out their grievances as well as demanding any of their items or properties that may have got lost. This enhances the security measures PayPal has taken and which are beneficial to the company as well as its customers.
LITERATURE REVIEW
There have been arguments touching on the security of peoples properties on PayPal. Although PayPal has tried her best to enhance modern and new technologies on the security of its customer’s items some research shows they are far behind. Richard Kyanka 2005 lost all donations that had been made towards Hurricane Catrina (Morran 2011). However, the donations were worth millions PayPal never refunded any handling fees plus exchange for the international donors (Williams 2010). In the year 2008 PayPal was criticized for lack of safety, poor customer service and customer’s high freezing of accounts. The freezing of individuals accounts has been highly reported in the recent years and leaving many people to ask themselves the question of how their items were safe under PayPal? In 2010, PayPal froze donations to Cryptone and it refused to give an explanation to Cryptome although later they issued apologies that were termed as unacceptable besides being insulting (katzovitch 2009).
In the same year Markus Persson’s account was also frozen by Paypal Company for unknown reasons (Addley 2010). Another major incident occurred in the year 2010 whereby PayPal reversed all personal transactions without any notice leaving many service providers, contractors, companies that are indebted to paypal because of responsibility or its official duties. That were provided already. (Musk 2007). This company has also been under criticism by many sites and blog posts. These posts are full of complains such as that of account freezing (MineCraft 2011). In the year 2008 an Australian commission on competition and consumer indicated that there was enough evidence available against PayPal to believe that it was the most secure and reliable method of payment or any other transaction (Orlowski 2011). PayPal leading to a CYBER attack on its website and closure of accounts by several users (Margaret and Radin 2006) permanently restricted a wiki leaks account.
PayPal said that Wiki Leaks had violated its acceptable user policy (Botha 2010). In 2011, there was shipping change policy by PayPal and which saw many online customers, service providers and merchandisers migrate to other online shippers (Poulsen 2010). At that time had moved its shipping function to eBay, therefore, forcing several firms and many customers to use administration passwords for each of their workers (Killer 2011). This undermined security measures because it had opened a door to high potential fraud of employee accounts (Wikileaks defended by Anonymous hacktivists (2010). In the same year, PayPal was forced to apologize to April Winchell for frizzing her account. There was public outcry after April raised the matter and it led to PayPal not only apologizing but also donating to her cause. The type of research methods that is going to be made use of qualitative research. Its aim is to gather knowledge and in-depth understanding on security online trading in PayPal and how it has affected many companies in recent years. Besides this, the researcher will also examine the situation of PayPal and its security enhancements through observations in numerical representations and through statistical analysis and experiments going to be used in this study is random sampling in order for large population.
The researcher is going to target not less than 40 PayPal customers, service providers, vendor outlets and other merchandisers. Organizations such as Red Cross, Heifer international, and Ahadi Kenya were also sampled that do receive donations via PayPal. Data collection will be conducted within working hours between Monday and Friday Respondents. The respondents in this study will come mainly from Nairobi. This is because most PayPal transactions are contacted here. It is also a city whereby people conversant with online trading will be found. The researcher chose Nairobi City because of the conditions present. The area is also relevant the studyfits the time and resources of the researcher. The opinion of consultants and experts will also be sought to provide information regarding the respondent’s views on securing online trade in PayPal.
Ethical/legal consideration
The respondents were supplied with different questionnaires based securing online trade in PayPal. The participants were informed consent for the purpose of participation in the research. They were informed prior to the research, potential benefits as well as the purposes and risks that might be associated in the participation of the research. Ethical and other legal standards were to be considered in the research procedures. Respondents were also promised that their rights and privacy were not to be compromised upon for participating in the research or for giving out their opinions about the research.
Limitations
Limitations of the research Limitations are usually present in at least every research and they can tarnish the results of the research. Lack of budget and were the leading limitations of this research. Some respondents were also not serious when pointing out their views to the research some sources of the secondary data were treated as a limitation by the researcher because they may not have been updated in the near future.
Timeline: Ghant chart
| Activity | Weeks | ||||||||||||||||
| Week commencing | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 |
| Explore literature | |||||||||||||||||
| Writing literature review | |||||||||||||||||
| Reading on methodology | |||||||||||||||||
| Writing methodology | |||||||||||||||||
| Collection of qualitative data | |||||||||||||||||
| Fieldwork | |||||||||||||||||
| Analysis of qualitative data | |||||||||||||||||
| Analysis of samples | |||||||||||||||||
| Writing conclusion | |||||||||||||||||
| Submission of first draft | |||||||||||||||||
| Revision and submission of final draft | |||||||||||||||||
Conclusion
Majority of companies termed PayPal as their best type of money transfer although most indicated that the company has been frizzing accounts of many of its users. Most of the organizations that receive donations internationally confirmed that they have not so far being affected by any kind of fraud from external sources nor frizzing of their of their accounts by PayPal itself. Majority of respondents although gave a view that PayPal and other online traders should come up new technology of preventing fraud in their customers’ accounts (Kopytoff 2011). They indicated that these companies play a key role of money transfers, which has been efficient, and fast internationally. Based on the results of the study many respondents confirmed to the researcher that they came to know PayPal through internet and some media sources. Among the data and information sources that include, media such as televisions and radios in addition to printed and written materials gave PayPal users knowledge on how its business transaction is carried out (Giga 2009).
Bibliography
Addley. datum. march 4, 2010. http//www.paypal.com (accessed 3 friday, 2012).
Botha, Roelof. ” Sequoia Capital.” venture capitalist, 2010: 29.
carl. PayPal Dishonesty; deception, Customer Service; evaluation, Positives & Negatives. Special, New York: Myopinions, 2010.
eBay. ” Bank One Settle Patent Suit .” law 360, 2003: 12.
Festa, P., “^ (2008). “AT&T take legal action on eBay, PayPal over patent”.” eBay magazine, 2008: 16.
Giga, OM. 2009. Open forum to guide New Payment Models & Apps. November 03.
Holahan, Catherine. “Businessweek,paypal.” Bloomberg BusinessWeek, 2011: 23-24.
Katzovitch. “PayPal Puts Dough in Your Palm.” Wired Article, 2006: 18-19.
katzovitch. “Credit card chargeback rights are broader compared to PayPal Buyer Protection.” user agrement, april 07, 2009: 8.
Katzovitch, Guy. “ICC-Cal, legal action on Paypal in Tel Aviv court in NIS 16m”. june 22, 2011.
Killer, Helen. “CATS 1, KIDS 0”, Regretsy. december 05, 2011.
Kopytoff, Verne. “PayPal Prepares to Expand Offline.” The New York Times, 2011: 14.
Kukiewicz, Julia. choose paypal. november 01, 2011. http//www.choose.net (accessed march 23, 2012).
Margaret, Jane, and Radin. “Internet Commerce The Emerging Legal Framewor.” foundation press, 2006: 17.
MineCraft, Dev. “PayPal Freezes ’s 600k Euros.” Rock paper, 2011: 34.
Morran, Chris. PayPal Rains On Regretsy’s Secret Santa Campaign Over Use Of Wrong Butto. november 06, 2011. http//www.theconsumeris.com (accessed march 23, 2012).
Musk. an alternate story. january 19, 2007. http://valleywag.com (accessed march saturday, 2012).
Musk, Elon. An alternate history to paypal. january 19, 2007. http://www.valleywag.com (accessed march 23, 2012).
Orlowski, Andrew. “• ^ (2010-03-10). “Theregister.co.uk”. r.co.uk. Retrieved 2011-01-20.” The register, 2011: 7.
Poulsen, Kevin. PayPal Freezes WikiLeaks Account. december 04, 2010. http//www.wiredinc.com (accessed march 23, 2012).
Radin, Margaret Jane. “Internet Commerce The Emerging Legal Framework.” Foundation Press, 2006: 12.
Tamebay. “PayPal becomes a Bank, no longer under FSA.” tamebay, 2007: 21-22.
Verne Kopytoff, . “” September 15, 2011. Retrieved September 16, 2011. “PayPal Prepares to Expand Offline.” The New York Times, 2011: 6.
Waxman, Simon. 2011, How Pay-Pal press Merchants with Unfair & Likely Illegal Business Practices | Investigations.
“Wikileaks defended by Anonymous hacktivists.” BBC News, 2010: 07.
Williams, Martyn. ” PayPal to stop the progress of remittance services in Japan.” Compuserve, 2010: 16.
Wolrich, Charles. Top Corporate Hate Web Sites. Special report, New York: Forbes magazine, 2005.
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In the nursing course, you may have difficulties with literature reviews, annotated bibliographies, critical essays, and other assignments. Our nursing assignment writers will offer you professional nursing paper help at low prices.
Sociology
Truth be told, sociology papers can be quite exhausting. Our academic writing service relieves you of fatigue, pressure, and stress. You can relax and have peace of mind as our academic writers handle your sociology assignment.
Business
We take pride in having some of the best business writers in the industry. Our business writers have a lot of experience in the field. They are reliable, and you can be assured of a high-grade paper. They are able to handle business papers of any subject, length, deadline, and difficulty!
Statistics
We boast of having some of the most experienced statistics experts in the industry. Our statistics experts have diverse skills, expertise, and knowledge to handle any kind of assignment. They have access to all kinds of software to get your assignment done.
Law
Writing a law essay may prove to be an insurmountable obstacle, especially when you need to know the peculiarities of the legislative framework. Take advantage of our top-notch law specialists and get superb grades and 100% satisfaction.
What discipline/subjects do you deal in?
We have highlighted some of the most popular subjects we handle above. Those are just a tip of the iceberg. We deal in all academic disciplines since our writers are as diverse. They have been drawn from across all disciplines, and orders are assigned to those writers believed to be the best in the field. In a nutshell, there is no task we cannot handle; all you need to do is place your order with us. As long as your instructions are clear, just trust we shall deliver irrespective of the discipline.
Are your writers competent enough to handle my paper?
Our essay writers are graduates with bachelor's, masters, Ph.D., and doctorate degrees in various subjects. The minimum requirement to be an essay writer with our essay writing service is to have a college degree. All our academic writers have a minimum of two years of academic writing. We have a stringent recruitment process to ensure that we get only the most competent essay writers in the industry. We also ensure that the writers are handsomely compensated for their value. The majority of our writers are native English speakers. As such, the fluency of language and grammar is impeccable.
What if I don’t like the paper?
There is a very low likelihood that you won’t like the paper.
Reasons being:
- When assigning your order, we match the paper’s discipline with the writer’s field/specialization. Since all our writers are graduates, we match the paper’s subject with the field the writer studied. For instance, if it’s a nursing paper, only a nursing graduate and writer will handle it. Furthermore, all our writers have academic writing experience and top-notch research skills.
- We have a quality assurance that reviews the paper before it gets to you. As such, we ensure that you get a paper that meets the required standard and will most definitely make the grade.
In the event that you don’t like your paper:
- The writer will revise the paper up to your pleasing. You have unlimited revisions. You simply need to highlight what specifically you don’t like about the paper, and the writer will make the amendments. The paper will be revised until you are satisfied. Revisions are free of charge
- We will have a different writer write the paper from scratch.
- Last resort, if the above does not work, we will refund your money.
Will the professor find out I didn’t write the paper myself?
Not at all. All papers are written from scratch. There is no way your tutor or instructor will realize that you did not write the paper yourself. In fact, we recommend using our assignment help services for consistent results.
What if the paper is plagiarized?
We check all papers for plagiarism before we submit them. We use powerful plagiarism checking software such as SafeAssign, LopesWrite, and Turnitin. We also upload the plagiarism report so that you can review it. We understand that plagiarism is academic suicide. We would not take the risk of submitting plagiarized work and jeopardize your academic journey. Furthermore, we do not sell or use prewritten papers, and each paper is written from scratch.
When will I get my paper?
You determine when you get the paper by setting the deadline when placing the order. All papers are delivered within the deadline. We are well aware that we operate in a time-sensitive industry. As such, we have laid out strategies to ensure that the client receives the paper on time and they never miss the deadline. We understand that papers that are submitted late have some points deducted. We do not want you to miss any points due to late submission. We work on beating deadlines by huge margins in order to ensure that you have ample time to review the paper before you submit it.
Will anyone find out that I used your services?
We have a privacy and confidentiality policy that guides our work. We NEVER share any customer information with third parties. Noone will ever know that you used our assignment help services. It’s only between you and us. We are bound by our policies to protect the customer’s identity and information. All your information, such as your names, phone number, email, order information, and so on, are protected. We have robust security systems that ensure that your data is protected. Hacking our systems is close to impossible, and it has never happened.
How our Assignment Help Service Works
1. Place an order
You fill all the paper instructions in the order form. Make sure you include all the helpful materials so that our academic writers can deliver the perfect paper. It will also help to eliminate unnecessary revisions.
2. Pay for the order
Proceed to pay for the paper so that it can be assigned to one of our expert academic writers. The paper subject is matched with the writer’s area of specialization.
3. Track the progress
You communicate with the writer and know about the progress of the paper. The client can ask the writer for drafts of the paper. The client can upload extra material and include additional instructions from the lecturer. Receive a paper.
4. Download the paper
The paper is sent to your email and uploaded to your personal account. You also get a plagiarism report attached to your paper.
PLACE THIS ORDER OR A SIMILAR ORDER WITH US TODAY AND GET A PERFECT SCORE!!!
